Last updated: January 2026
SahmCalculator, operated by Sahm Global for Systems & Programming Technologies LLC ("we", "us", or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website at sahmcalculator.com. We believe in transparency regarding data practices and strive to give you a clear understanding of how your information is handled. By using our website, you acknowledge that you have read and understood this Privacy Policy. We encourage you to review this document periodically to stay informed about how we are protecting your information.
We do not collect, store, or process:
All calculations happen entirely in your browser. No calculation data is ever sent to our servers. This means your financial calculations, results, and any data you input into our tools remain completely private and under your control at all times.
Like most websites, we automatically collect certain technical information when you visit our site:
This information is collected through Google Analytics and is used to understand how visitors use our site and to improve our services. This data is aggregated and cannot be used to personally identify you.
We do not use any essential cookies. Our site functions without requiring any cookies for core functionality. The calculators and tools on our website operate entirely within your browser using client-side JavaScript, which means no server-side session management or cookie-based authentication is needed.
We use Google Analytics to understand website traffic and usage patterns. Google Analytics may set cookies to distinguish unique users and sessions. These cookies typically have a duration of up to 2 years. The specific cookies include _ga (used to distinguish users, expires after 2 years), _ga_[ID] (used to maintain session state, expires after 2 years), and _gid (used to distinguish users, expires after 24 hours). You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
We display advertisements through Google AdSense. Google and its partners may use cookies to serve ads based on your prior visits to this website or other websites. These cookies enable Google to display personalized advertisements to you based on your browsing history across the web. Advertising cookies may persist for varying durations depending on the specific cookie. You can opt out of personalized advertising by visiting Google Ads Settings. You may also visit the Network Advertising Initiative opt-out page or the Digital Advertising Alliance opt-out page to opt out of third-party advertising cookies.
We use the following third-party services:
Each of these services has their own privacy policies that govern their use of your information. We recommend reviewing their respective privacy policies for more details on their data handling practices.
Since we do not collect personal data directly, there is no personal data retained on our servers. Analytics data collected through Google Analytics is retained according to Google Analytics' standard retention policies, which we have configured to the minimum necessary period. Specifically, user-level and event-level data is retained for 14 months before being automatically deleted. Aggregated analytics reports that do not contain personally identifiable information may be retained indefinitely for trend analysis. Advertising data managed by Google AdSense is subject to Google's own retention policies. Server logs maintained by Vercel for hosting purposes are typically retained for a period of 30 days before automatic deletion.
Depending on your location, you may have certain rights regarding your personal information. Since we do not collect personal information directly, many of these rights may not be directly applicable to our service. However, we respect your rights and provide the following information for transparency.
Our website is not directed to children under the age of 13 (or 16 in certain jurisdictions, including the European Economic Area). We do not knowingly collect personal information from children under these age thresholds. If we become aware that we have inadvertently collected personal information from a child under the applicable age, we will take immediate steps to delete that information from our systems. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us using the contact information provided below so that we can take appropriate action. We encourage parents and guardians to monitor their children's online activity and to help enforce this policy by instructing their children never to provide personal information on our website or any other website without their consent.
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this document. For significant changes that materially affect your rights, we may also provide additional notice through a prominent announcement on our website. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website after any modifications to this Privacy Policy constitutes your acceptance of those changes.
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at info@SahmTech.co.